车祸现场心烦意乱的司机.

汽车pp王者电子官网欺诈费用

汽车pp王者电子官网欺诈让我们都付出了代价. Look out for common types and learn how to help combat the issue.

什么是汽车pp王者电子官网欺诈?

pp王者电子官网 fraud occurs when someone intentionally provides false information to an insurance company for money the person is not entitled to receive. 汽车pp王者电子官网 欺诈在各州都是非法的 and can be committed by those who are insured or criminals committing scams or theft. This type of fraud varies from soft fraud such as not reporting all of the drivers on a policy to hard fraud when an auto accident is staged.

欺诈是所有类型pp王者电子官网的一个主要问题, 耗费了美国人数十亿美元 每年. And when it comes to car pp王者电子官网欺诈, it's not only 花费司机的钱这让他们在路上处于危险之中.

欺诈如何影响个人

According to the pp王者电子官网 Information Institute (III), auto pp王者电子官网欺诈 每年花费pp王者电子官网公司数十亿美元. Customers and policyholders end up absorbing a lot of the cost, 这可能会增加你的个人 汽车pp王者电子官网费. 另外, schemes that involve staged car accidents or fake crashes put other drivers and their passengers at risk on the road.

汽车pp王者电子官网欺诈的类型

Here are a few of the most common types of car pp王者电子官网欺诈:

  • 受伤的欺诈. This type is either through staged car accidents or fraudulent claims leading to payments for unnecessary medical treatment or treatment not actually received.
  • 夸大索赔损害赔偿. This type involves increasing the amount of the claim in order to cover the deductible.
  • 虚假注册或文件. This type involves registering a 车辆 in a place w在这里 premiums are lower, understating annual mileage or misrepresenting the use of a commercial 车辆.
  • 假冒安全气囊. 更便宜的假冒安全气囊 are installed by unscrupulous auto repair shops which receive reimbursement from insurance companies as if they are legitimate airbags. 假冒安全气囊 can be dangerous and can result in injury or death to 车辆 occupants.
  • 谎报车辆被盗. 这包括夸大和歪曲的价值 偷来的车. It can also include reporting a 车辆 as stolen when it has not actually been stolen.

如果你犯了汽车pp王者电子官网诈骗罪会怎么样?

The consequences of fraud vary by the offense committed. 包括你的要求被拒绝, 您的保单被取消, 被处以罚款或监禁. 当你向pp王者电子官网公司提出索赔时, a vast amount of information is requested about the incident. This may include photos, police reports, diagrams and any repair bills or medical bills.

Some insurance companies use technology to help identify fraud or suspicious patterns and the claim may be flagged and sent to a special investigations unit or department. 可能会进行更深入的调查.

帮助打击汽车pp王者电子官网欺诈

状态 Farm® supports movements and partnerships to help reduce car pp王者电子官网欺诈 and educate the public about its impacts. Individuals also play a vital role in fighting and rejecting participation in fraud. 这里有一些你可以做的事情:

  • Understand your rights and responsibilities in your insurance policy, and 联系你的州立农场pp王者电子官网代理人 有问题吗?.
  • Fill out and carefully check your insurance application forms for mistakes.
  • 如果你卷入了一场事故, make a detailed record of all persons involved, and take pictures at the scene.
  • Refuse to sign any documents or agree to any terms at the site of an accident.
  • Don't tailgate – this gives criminals a chance to take advantage of you.
  • If you are injured and require medical treatment, seek treatment from a trusted medical professional.
  • 如果你怀疑有汽车,请打电话给当地警察 pp王者电子官网欺诈.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). 虽然我们相信它是可靠和准确的, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. 本信息不用于替代手册, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

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